Skip to main content

Methods

You can choose the payment methods that you want to display on the payment form. Use methods array in the Authentication request and specify the values that correspond to the payment methods. As well, you can use the value of the payment method to add specific parameters to the Authentification request for the paramaters object. These parameters will be sent to the acquirer to pass the necessary data for successful payment.

Card

If the payer chooses the card payment method, fields with card data will be displayed on the Checkout page.

For some connector services, it is necessary to send additional parameters in the Authenticaion request for the paramaters object (for more information, contact your manager).

Additional parameters - Set 1 (BNG)

Parameter	Type	Mandatory	Description
`bnrg_installm_def`	Numeric justified to 2 digits	Required	Indicates the number of months that will elapse from the purchase until the total or partial charge is made to the cardholder's account (initial deferral). Possible values: `01` - one month `00` - no delay initial
`bnrg_installm_months`	Numeric justified to 2 digits	Required	Indicates the number of monthly payments in which the total amount of the transaction will be divided. Example: `03` - 3 months
`bnrg_installm_plan`	Numeric justified to 2 digits	Required	Indicates if the promotion It will be ́ with interest or without interest. Possible values: `03` - no interest `05` - with interest `07` - defer only initial.

Authentication request example

curl --location -g --request POST '{{CHECKOUT_HOST}}/api/v1/session' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merchant_key": "xxxxx-xxxxx-xxxxx",
    "operation": "purchase",
    "methods": [
        "card"
    ],
        "parameters": {
                "card": {
            "bnrg_installm_def": "03",
            "bnrg_installm_months": "03",
            "bnrg_installm_plan": "03"
        }
    },   
    "order": {
        "number": "order-1234",
        "amount": "1000.19",
        "currency": "MXN",
        "description": "Important gift"
    },
    "cancel_url": "https://example.com/cancel",
    "success_url": "https://example.com/success",
     "customer": {
        "name": "John Doe",
        "email": "test@gmail.com"
    },
    "billing_address": {
        "country": "US",
        "state": "CA",
        "city": "Los Angeles",
        "address": "Moor Building 35274",
        "zip": "123456",
        "phone": "347771112233"
    },
    "hash": "{{session_hash}}",
}
'

Additional parameters - Set 2 (FCP)

Parameter	Type	Mandatory	Description
`document_type`	String	Required	Type of the document number specified above. Possibe values: cpf
`document_number`	String	Required	Client’s document number
`social_name`	String	Required	Client's social name
`fiscal_country`	String	Required	An alpha-2 country code of the customer’s tax country

Authentication request example

curl --location -g --request POST '{{CHECKOUT_HOST}}/api/v1/session' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merchant_key": "xxxxx-xxxxx-xxxxx",
    "operation": "purchase",
    "methods": [
        "card"
    ],
        "parameters": {
                "card": {
            "document_type": "cpf",
            "document_number": "231.002.999-00",
            "social_name": "Harry Potter",
            "fiscal_country": "BR",
            "toBankAccountId": "a1a1134a-32c6-442c-90c9-66b587d5be00"
        }
    },   
    "order": {
        "number": "order-1234",
        "amount": "1000.19",
        "currency": "BRL",
        "description": "Important gift"
    },
    "cancel_url": "https://example.com/cancel",
    "success_url": "https://example.com/success",
     "customer": {
        "name": "John Doe",
        "email": "test@gmail.com"
    },
    "billing_address": {
        "country": "US",
        "state": "CA",
        "city": "Los Angeles",
        "address": "Moor Building 35274",
        "zip": "123456",
        "phone": "347771112233"
    },
    "hash": "{{session_hash}}",
}'

Additional parameters - Set 3 (LBP)

Parameter	Type	Mandatory	Description
`descriptor`	String (20 characters)	Optional	Transaction descriptor

Authentication request example

curl --location -g --request POST '{{CHECKOUT_HOST}}/api/v1/session' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merchant_key": "xxxxx-xxxxx-xxxxx",
    "operation": "purchase",
    "methods": [
        "card"
    ],
        "parameters": {
                "card": {
            "descriptor": "Testy International LTD"
        }
    },   
    "order": {
        "number": "order-1234",
        "amount": "1000.19",
        "currency": "BRL",
        "description": "Important gift"
    },
    "cancel_url": "https://example.com/cancel",
    "success_url": "https://example.com/success",
     "customer": {
        "name": "John Doe",
        "email": "test@gmail.com"
    },
    "billing_address": {
        "country": "US",
        "state": "CA",
        "city": "Los Angeles",
        "address": "Moor Building 35274",
        "zip": "123456",
        "phone": "347771112233"
    },
    "hash": "{{session_hash}}",
}
'

Additional parameters - set 4 TWD

Parameter	Type	Mandatory	Description
`customer_phone`	String	Optional	Phone number of the customer.
`customer_telnocc`	String	Optional	Country phone code of the customer.
`shipping_street1`	String	Optional	Building name, and/or street name of the customer's shipping address.
`shipping_city`	String	Optional	City of the customer's shipping address.
`shipping_state`	String	Optional	State or region of the customer's shipping address.
`shipping_postcode`	String	Optional	Postal code/ Zip code of the customer's shipping address. Max – 9 digits.
`shipping_country`	String	Optional	Country of the shipping address. 3-digits code

Authentication request example

curl --location -g --request POST '{{CHECKOUT_HOST}}/api/v1/session' \
--header 'Content-Type: application/json' \
--data-raw '{
  "merchant_key": "xxxxx-xxxxx-xxxxx",
  "operation": "purchase",
  "methods": [
    "card"
  ],
  "parameters": {
    "card": {
      "customer_phone": "1234567890",
      "customer_telnocc ": "123",
      "shipping_street1": " Moor Building 35274",
      "shipping_ city": "Los Angeles",
      "shipping_state": "CA",
      "shipping_postcode": "809654321",
      "shipping_ country": "US"
    }
  },
  "order": {
    "number": "order-1234",
    "amount": "1000.19",
    "currency": "USD",
    "description": "Important gift"
  },
  "cancel_url": "https://example.com/cancel",
  "success_url": "https://example.com/success",
  "customer": {
    "name": "John Doe",
    "email": "test@gmail.com"
  },
  "billing_address": {
    "country": "US",
    "state": "CA",
    "city": "Los Angeles",
    "address": "Moor Building 35274",
    "zip": "123456",
    "phone": "347771112233"
  },
  "hash": "{{session_hash}}"
}
'

Additional parameters - Set 5 (ERS)

This set should be used for debit operation.

Parameter	Type	Mandatory	Description
`payer_identity_type`	String	Optional	The type of Senders identification document
`payer_identity_id`	String	Optional	The number of Senders identification document
`payer_identity_country`	String	Optional	The country of issuance of the Senders identification document
`payer_identity_exp_date`	String	Optional	The expiration date of the Senders identification document
`payer_nationality`	String	Optional	Senders nationality
`payer_country_of_birth`	String	Optional	Senders country of birth
`payee_first_name`	String	Optional	Receivers first name
`payer_last_name`	String	Optional	Receivers last name
`payee_middle_name`	String	Optional	Receivers middle name
`payee_address`	String	Optional	Receivers street
`payee_city`	String	Optional	Receivers city
`payee_state`	String	Optional	Receivers state
`payee_country`	String	Optional	Receivers country
`payee_zip`	String	Optional	Receivers postal code
`payee_phone`	String	Optional	Receivers phone number
`payee_birth_date`	String	Optional	Receivers date of birth
`payee_identity_type`	String	Optional	The type of Receivers identification document
`payee_identity_id`	String	Optional	The number of Receivers identification document
`payee_identity_country`	String	Optional	The country of issuance of Receivers identification document
`payee_identity_exp_date`	String	Optional	The expiration date of Receivers identification document
`payee_nationality`	String	Optional	Receivers nationality
`payee_country_of_birth`	String	Optional	Receivers country of birth

Authentication request example

curl --location -g --request POST '{{CHECKOUT_HOST}}/api/v1/session' \
--header 'Content-Type: application/json' \
--data-raw '{
  "merchant_key": "xxxxx-xxxxx-xxxxx",
  "operation": "purchase",
  "methods": [
    "card"
  ],
  "parameters": {
    "card": {
      "payer_identity_type": "Passport",
      "payer_identity_id": "ABC123456",
      "payer_identity_country": "KZ",
      "payer_identity_exp_date": "2026-05-15",
      "payer_nationality": "Kazakhstani",
      "payer_country_of_birth": "Kazakhstan",
      "payee_first_name": "John",
      "payer_last_name": "Doe",
      "payee_middle_name": "Smith",
      "payee_address": "123 Main Street",
      "payee_city": "Almaty",
      "payee_state": "Almaty Province",
      "payee_country": "Kazakhstan",
      "payee_zip": "050000",
      "payee_phone": "77123456789",
      "payee_birth_date": "1990-01-01",
      "payee_identity_type": "National ID",
      "payee_identity_id": "XYZ987654",
      "payee_identity_country": "Kazakhstan",
      "payee_identity_exp_date": "2030-12-31",
      "payee_nationality": "Kazakhstani",
      "payee_country_of_birth": "Kazakhstan"
    }
  },
  "order": {
    "number": "order-1234",
    "amount": "1000.19",
    "currency": "USD",
    "description": "Important gift"
  },
  "cancel_url": "https://example.com/cancel",
  "success_url": "https://example.com/success",
  "customer": {
    "name": "John Doe",
    "email": "test@gmail.com"
  },
  "billing_address": {
    "country": "US",
    "state": "CA",
    "city": "Los Angeles",
    "address": "Moor Building 35274",
    "zip": "123456",
    "phone": "347771112233"
  },
  "hash": "{{session_hash}}"
}
'

Additional parameters - set 6 (APC)

Shipping Parameters

Parameter	Type	Mandatory	Description
`parameters[shipping][street1]`	AN100	Conditional	The door number, floor, building number, building name, and/or street name of the shipping address
`parameters[shipping][street2]`	AN100	Conditional	The adjoining road or locality (if required) of the shipping address
`parameters[shipping][houseNumber1]`	AN100	Optional	Primary house number (door number or building number) of the shipping address
`parameters[shipping][houseNumber2]`	AN100	Optional	Secondary house number of the shipping address
`parameters[shipping][city]`	AN80	Conditional	The town, district or city of the shipping address
`parameters[shipping][state]`	AN50	Conditional	The county, state or region of the shipping address
`parameters[shipping][postcode]`	AN16	Conditional	The postal code or zip code of the shipping address
`parameters[shipping][country]`	A2 [A-Za-z]2	Conditional	The country of the shipping address (ISO 3166-1)
`parameters[shipping][method]`	AN30	Conditional	Method of the shipping
`parameters[shipping][cost]`	N13	Conditional	The total amount of the shipping costs
`parameters[shipping][comment]`	AN160	Conditional	A comment for the shipping
`parameters[shipping][expectedDate]`	AN10	Optional	The expected delivery date
`parameters[shipping][logisticsProvider]`	AN255	Optional	The logistics provider of the shipping
`parameters[shipping][trackingNumber]`	AN255	Optional	The tracking number of the shipping
`parameters[shipping][returnTrackingNumber]`	AN255	Optional	The tracking number issued for returns
`parameters[shipping][normalized]`	AN255	Optional	The normalized shipping address
`parameters[shipping][validationStatus]`	AN255	Optional	Indicates whether an address got validated and normalized address got confirmed by the consumer
`parameters[shipping][warehouse]`	AN100	Optional	The warehouse that fulfilled the order
`parameters[shipping][preference]`	AN21	Optional	Indicates the shipping preference
`parameters[shipping][middleName]`	AN	Optional	The middle name for the shipping address
`parameters[shipping][companyName]`	AN60	Optional	The company name for the shipping address
`parameters[shipping][phone]`	AN25	Optional	The phone number for shipping address
`parameters[shipping][workPhone]`	AN25	Optional	The work phone number for shipping address
`parameters[shipping][mobile]`	AN25	Optional	The mobile number for shipping address
`parameters[shipping][email]`	AN128	Optional	The email address for shipping address
`parameters[shipping][type]`	AN8	Optional	Defines type of shipping if return or shipment

Cart Items Parameters

Parameter	Type	Mandatory	Description
`parameters[cart][items][n][name]`	AN255	Conditional	The name of the item in the shopping cart
`parameters[cart][items][n][merchantItemId]`	AN255	Conditional	The unique identifier of the item in the shopping cart
`parameters[cart][items][n][quantity]`	N5	Conditional	The number of items in the shopping cart
`parameters[cart][items][n][type]`	AN255	Conditional	The type of the purchased item in the shopping cart
`parameters[cart][items][n][sku]`	AN255	Optional	The sku cart item
`parameters[cart][items][n][currency]`	A3	Conditional	The currency of the price of the shopping cart
`parameters[cart][items][n][description]`	AN2048	Conditional	The description of the item in the shopping cart
`parameters[cart][items][n][commodityCode]`	N8	Optional	L3 Card data, product commodity code
`parameters[cart][items][n][commodityDescription]`	AN50	Optional	L3 Card data, product commodity description
`parameters[cart][items][n][originalPrice]`	AN255	Optional	The price of the item in the shopping cart (excluding tax and discount)
`parameters[cart][items][n][price]`	N13	Conditional	The price of the item in the shopping cart (including tax and discount)
`parameters[cart][items][n][totalAmount]`	N13	Conditional	The total amount of the cart item including quantity
`parameters[cart][items][n][taxAmount]`	N13	Conditional	The tax amount of the cart item (independent of the quantity)
`parameters[cart][items][n][totalTaxAmount]`	N13	Conditional	The total tax amount of the cart item
`parameters[cart][items][n][tax]`	AN6	Conditional	The tax percentage applied to the price of the item
`parameters[cart][items][n][taxCategory]`	AN2	Conditional	Mandatory L3 Card data tax category
`parameters[cart][items][n][shipping]`	N10.N2	Conditional	The shipping amount applied to the item
`parameters[cart][items][n][discount]`	N13	Conditional	The discount percentage applied to the price
`parameters[cart][items][n][giftMessage]`	AN255	Optional	Gift Message for the specific cart item
`parameters[cart][items][n][shippingMethod]`	AN255	Optional	Shipping method for the cart item
`parameters[cart][items][n][shippingInstructions]`	AN255	Optional	Shipping instructions for the cart item
`parameters[cart][items][n][shippingTrackingNumber]`	AN255	Optional	Shipping tracking number for the cart item
`parameters[cart][items][n][quantityUnit]`	M, CM, KG, G, COUNT	Optional	The cart item's unit of quantity
`parameters[cart][items][n][productUrl]`	Valid URL	Optional	The cart item's URL
`parameters[cart][items][n][imageUrl]`	Valid URL	Optional	The cart item's image URL
`parameters[cart][items][n][totalDiscountAmount]`	N10.N2	Optional	The cart item's total discount amount (related to discount percentage)
`parameters[cart][items][n][productCode]`	AN30	Optional	The cart item's product code given by merchant
`parameters[cart][items][n][partNumber]`	AN30	Optional	The cart item's manufacturer provided part number
`parameters[cart][items][n][itemNumber]`	N3	Optional	The cart item's line number on the invoice
`parameters[cart][items][n][vatReferenceNumber]`	AN30	Optional	Reference number used to identify the VAT invoice or tax receipt
`parameters[cart][items][n][sellerId]`	AN255	Optional	The unique identifier of the marketplace seller for this item
`parameters[cart][items][n][recipient][salutation]`	AN5	Optional	The cart item's recipient title
`parameters[cart][items][n][recipient][firstName]`	AN48	Optional	The cart item's recipient first name
`parameters[cart][items][n][recipient][middleName]`	AN50	Optional	The cart item's recipient middle name
`parameters[cart][items][n][recipient][lastName]`	AN48	Optional	The cart item's recipient last name
`parameters[cart][items][n][recipient][apartment]`	AN100	Optional	The cart item's recipient apartment number
`parameters[cart][items][n][recipient][street]`	AN100	Optional	The cart item's recipient address line 1
`parameters[cart][items][n][recipient][address]`	AN100	Optional	The cart item's recipient address line 2
`parameters[cart][items][n][recipient][city]`	AN80	Optional	The cart item's recipient city
`parameters[cart][items][n][recipient][state]`	AN50	Optional	The cart item's recipient state
`parameters[cart][items][n][recipient][postcode]`	AN16	Optional	The cart item's recipient postal code
`parameters[cart][items][n][recipient][country]`	A2 [A-Za-z]2, N3 [0-9]3	Optional	The cart item's recipient country code
`parameters[cart][items][n][recipient][phone]`	N25	Optional	The cart item's recipient phone number
`parameters[cart][items][n][recipient][email]`	AN128	Optional	The cart item's recipient email address
`parameters[cart][items][n][deliveryDate]`	AN10	Optional	The cart item's delivery date

Cart Payments Parameters

Parameter	Type	Mandatory	Description
`parameters[cart][payments][n][name]`	AN255	Optional	The name of the payment method (e.g., promotion giftcard 50)
`parameters[cart][payments][n][type]`	AN255	Optional	The type of the used payment (GIFTCARD, PROMOTION)
`parameters[cart][payments][n][amount]`	N10.N2	Optional	The amount of the associated and already used payment method
`parameters[cart][payments][n][currency]`	A3	Optional	The currency of the already used payment amount
`parameters[cart][payments][n][status]`	AN255	Optional	The status of the already used payment (pending, authorized, captured)
`parameters[cart][payments][n][brand]`	AN255	Optional	The brand of the already used payment method (e.g., SVS)
`parameters[cart][payments][n][primary]`	true/false	Optional	Identifies this payment method as primary (true/false)

Marketplace Sellers Parameters

Parameter	Type	Mandatory	Description
`parameters[marketPlace][sellers][n][id]`	AN255	Optional	The unique identifier of the seller
`parameters[marketPlace][sellers][n][amount]`	N13	Optional	The total amount of the items under the seller

Payload data example

{
    "parameters": {
        "card": {
            "shipping": {
                "street1": "123 Main St",
                "street2": "Apt 4B",
                "houseNumber1": "123",
                "houseNumber2": "B",
                "city": "New York",
                "state": "NY",
                "postcode": "10001",
                "country": "US",
                "method": "UPS",
                "cost": "15.00",
                "comment": "Leave at front door",
                "expectedDate": "2025-06-01",
                "logisticsProvider": "UPS",
                "trackingNumber": "1Z999AA10123456784",
                "returnTrackingNumber": "1Z999AA10123456785",
                "normalized": true,
                "validationStatus": "VALID",
                "warehouse": "WH-001",
                "preference": "Evening delivery",
                "middleName": "Lee",
                "companyName": "Acme Inc",
                "phone": "+12125551234",
                "workPhone": "+12125554321",
                "mobile": "+12125556789",
                "email": "user@example.com",
                "type": "residential"
            },
            "cart": {
                "items": [
                    {
                        "name": "Widget A",
                        "merchantItemId": "A001",
                        "quantity": 2,
                        "type": "product",
                        "sku": "SKU-A001",
                        "currency": "USD",
                        "description": "High-quality widget",
                        "commodityCode": "123456",
                        "commodityDescription": "Widgets",
                        "originalPrice": "25.00",
                        "price": "20.00",
                        "totalAmount": "40.00",
                        "taxAmount": "2.00",
                        "totalTaxAmount": "4.00",
                        "tax": "10%",
                        "taxCategory": "standard",
                        "shipping": "5.00",
                        "discount": "5.00",
                        "giftMessage": "Happy Birthday!",
                        "shippingMethod": "Express",
                        "shippingInstructions": "Fragile",
                        "shippingTrackingNumber": "TRK123456A",
                        "quantityUnit": "pcs",
                        "productUrl": "https://example.com/product-a",
                        "imageUrl": "https://example.com/product-a.jpg",
                        "totalDiscountAmount": "10.00",
                        "productCode": "PCA001",
                        "partNumber": "PART-A",
                        "itemNumber": "ITEM001",
                        "vatReferenceNumber": "VAT123456",
                        "sellerId": "SELLER001",
                        "recipient": {
                            "salutation": "Mr.",
                            "firstName": "John",
                            "middleName": "A.",
                            "lastName": "Doe",
                            "apartment": "Apt 4B",
                            "street": "123 Main St",
                            "address": "123 Main St, Apt 4B",
                            "city": "New York",
                            "state": "NY",
                            "postcode": "10001",
                            "country": "US",
                            "phone": "+12125556789",
                            "email": "john.doe@example.com"
                        },
                        "deliveryDate": "2025-06-01"
                    },
                    {
                        "name": "Widget B",
                        "merchantItemId": "B002",
                        "quantity": 1,
                        "type": "product",
                        "sku": "SKU-B002",
                        "currency": "USD",
                        "description": "Another great widget",
                        "commodityCode": "654321",
                        "commodityDescription": "Gadgets",
                        "originalPrice": "50.00",
                        "price": "45.00",
                        "totalAmount": "45.00",
                        "taxAmount": "4.50",
                        "totalTaxAmount": "4.50",
                        "tax": "10%",
                        "taxCategory": "standard",
                        "shipping": "7.00",
                        "discount": "0.00",
                        "giftMessage": "",
                        "shippingMethod": "Standard",
                        "shippingInstructions": "",
                        "shippingTrackingNumber": "TRK654321B",
                        "quantityUnit": "pcs",
                        "productUrl": "https://example.com/product-b",
                        "imageUrl": "https://example.com/product-b.jpg",
                        "totalDiscountAmount": "0.00",
                        "productCode": "PCB002",
                        "partNumber": "PART-B",
                        "itemNumber": "ITEM002",
                        "vatReferenceNumber": "VAT654321",
                        "sellerId": "SELLER002",
                        "recipient": {
                            "salutation": "Ms.",
                            "firstName": "Jane",
                            "middleName": "B.",
                            "lastName": "Smith",
                            "apartment": "Suite 5C",
                            "street": "456 Broadway",
                            "address": "456 Broadway, Suite 5C",
                            "city": "Los Angeles",
                            "state": "CA",
                            "postcode": "90012",
                            "country": "US",
                            "phone": "+13105557890",
                            "email": "jane.smith@example.com"
                        },
                        "deliveryDate": "2025-06-03"
                    }
                ],
                "payments": [
                    {
                        "name": "promotion giftcard 50",
                        "type": "GIFTCARD",
                        "amount": "50.00",
                        "currency": "USD",
                        "status": "captured",
                        "brand": "SVS",
                        "primary": false
                    },
                    {
                        "name": "spring promo",
                        "type": "PROMOTION",
                        "amount": "10.00",
                        "currency": "USD",
                        "status": "authorized",
                        "brand": "StorePromo",
                        "primary": true
                    }
                ]
            },
            "marketPlace": {
                "sellers": [
                    {
                        "id": "SELLER001",
                        "amount": "450.00"
                    },
                    {
                        "id": "SELLER002",
                        "amount": "600.00"
                    }
                ]
            }
        }
    }
}

Apple Pay

To use the applepay payment method, configure the Wallets setting in the admin dashboard. Ensure that the payment provider has confirmed the Apple Pay certificates and verified your domain in the Apple Pay account.

To enable payers to make Apple Pay payments, you can either connect to the Checkout page or work directly via the S2S protocol:

Checkout Page: No additional development is required on your side.

S2S Protocol: You must be able to obtain the Apple Pay payment token and include it in the SALE request.

Regardless of the protocol you have to make settings in the admin panel and set the following configurations:

Merchant Identifier, Country and Shop Name – according to the merchant’s data from Apple Pay Developer account
Certificate and Private Key – generated Apple Pay certificate and private key
Merchant Capabilities and Supported Networks – configurations for Apple Pay payments
Processing Private Key – private key that uses for payment token decryption (requires if payment provider supports).

We also recommend checking out the demo provided by Apple for Apple Pay: https://applepaydemo.apple.com

Set up Apple Pay

If you are using the Checkout protocol for Apple Pay payments, you will need to configure your Apple Developer account. Follow these steps to set up Apple Pay in your Apple Developer account:

1. Create a Merchant ID in the "Certificates, Identifiers & Profiles" section.

2. Register and verify the domains involved in the interaction with Apple Pay (e.g., the checkout page URL where the Apple Pay button is placed) in the "Merchant Domains" section. Download the verification file and provide it to support to complete the domain verification.

3. Create a Merchant Identity Certificate in the "Merchant Identity Certificate" section:

Generate a pair of certificates (*.csr and *.key) and upload the *.csr file in the "Merchant Identity Certificate" section.
Create a Merchant Identity Certificate based on the generated CSR file.
Download the *.pem file from the portal.

⚠️ Note

The *.csr file can be obtained from the payment provider that processes Apple Pay, and the *.pem file should be uploaded to your payment provider's dashboard, following their instructions.

4. Create a Processing Private Key in the "Apple Pay Payment Processing Certificate" section:

Generate a pair of certificates (*.csr and *.key) and upload the *.csr file.
Create a Payment Processing Certificate based on the generated CSR file.

For more detailed instructions on setting up Apple Pay, refer to the following resource: Learn more about setting up Apple Pay

Next, enter the data from your Apple Pay developer account into the platform's admin panel: Go to the "Merchants" section, initiate editing, open the "Wallets" tab, navigate to the Apple Pay settings, and fill in the following fields:

Merchant Identifier: Enter the Merchant ID.
Certificate: Upload the *.pem file downloaded from the "Merchant Identity Certificate" section.
Private Key: Upload the *.key file from the certificate pair generated for the Merchant Identity Certificate.
Processing Private Key (required for token decryption): Paste the text from the Processing Private Key file. Ensure it is a single line of text (without spaces or breaks) placed between "BEGIN" and "END."

Apple Pay Payment Flow

By default, all Apple Pay payments on the platform are classified as virtual. As a result:

Card details are not stored for these transactions.
Functionality is limited for DMS payments and the creation of recurring transactions.

You can maximize the benefits of Apple Pay payments by leveraging card flow for digital wallets:

Access to post-transaction operations, such as capture in DMS mode
Support for recurring payments (MIT) – scheduled or on-demand
Smart routing for optimized payment processing
Payment cascading for improved success rates

Note! Ensure your provider supports these operations.

To access the card flow for Apple Pay payments, you need to:

Set up the Processing Private Key in the admin panel settings ("Merchants" section → "Wallets" tab) to enable token decryption.
Verify that your payment provider supports card flow processing (ask your support if available).

How It Works:

If both requirements are met, the system will always decrypt the Apple Pay token during payment and store the decrypted card data for future transactions.
You can view decrypted card details in the Transaction Details section of the admin panel.
If any requirement is not met, the payment will be processed using the virtual flow instead.
If your provider supports card flow but does not accept decrypted data, platform can still store the card details for processing. However, some features (e.g., smart routing and cascading) will not be available.

Google Pay

To provide the payers with the possibility of Google Pay™ payment you can connect to the Checkout or work directly via S2S protocol.

If you are using Checkout integration to work with googlepay payment method, it requires no additional code implementation.

If you are using S2S integration to work with googlepay payment method, you must be able to obtain the Google Pay payment token and include it in the SALE request.

To work with Google Pay™ payments through gateway, you need to make settings in the admin panel. You can set the following configurations:
• choose the environment: TEST or PRODUCTION
• specify "Allowed Auth Method" - PAN_ONLY or CRYPTOGRAM_3DS
• determine "Supported Networks" - MASTERCARD, VISA, AMEX, DISCOVER, JCB
These configuration will be applied and used when platform interacts with Google Pay.

⚠️ Pay attention

in the case of PAN_ONLY, the responsibility for passing 3ds is transferred to the acquirer, through which the payment is processed

Set up Google Pay

To set up Google Pay, you first need to determine who acts as the gateway when processing payments: the platform or the payment provider. This depends on which side decrypts the Google Pay payment token.

If the platform decrypts the token and then sends the decrypted payment data to the payment provider, the platform acts as the gateway.
If the payment provider decrypts the token (i.e., expects to receive an encrypted payment token in the payment request), the payment provider is the gateway.

The gateway (whether it is the platform or the payment provider processing Google Pay) must provide the following information:

Gateway: The name of the gateway.
Gateway Merchant ID: The merchant identifier in the gateway's system.

⚠️ Note

If the payment provider is the gateway, it is important to clarify whether they expect the token to include additional information, such as the payer's address or phone number.

The next step is to enter the data into the admin panel.

Go to the "Merchants" section, initiate editing, open the "Wallets" tab, navigate to the Google Pay settings, and fill in the following fields:

Merchant Identifier: Enter the identifier from the Google Business Console. If the platform is the gateway, you can duplicate the Gateway Merchant ID here.
Gateway: The gateway for interaction with Google Pay.
Gateway Merchant ID: The merchant identifier in the Google gateway.
Private Key (required for decrypted token): The key for decrypting the payment token. If the platform is the gateway, the key should be provided by the platform. If the payment provider is the gateway, the key is not required.
Include Additional Parameters to Google Token: Depending on the payment provider's requirements.

Additionally, to work with Google Pay payments, you must verify the checkout domains from which Google Pay is processed in the Google Business Console. For domain verification, you may need to contact support.

Google Pay Payment Flow

By default, all Google Pay payments on the platform are classified as virtual. As a result:

Card details are not stored for these transactions.
Functionality is limited for DMS payments and the creation of recurring transactions.

You can maximize the benefits of Google Pay payments by leveraging card flow for digital wallets:

Access to post-transaction operations, such as capture in DMS mode
Support for recurring payments (MIT) – scheduled or on-demand
Smart routing for optimized payment processing
Payment cascading for improved success rates

Note! Ensure your provider supports these operations.

To access the card flow for Google Pay payments, you need to:

Set up the Private Key in the admin panel settings ("Merchants" section → "Wallets" tab) to enable token decryption.
Verify that your payment provider supports card flow processing (ask your support if available).

How It Works:

If both requirements are met, the system will always decrypt the Google Pay token during payment and store the decrypted card data for future transactions.
You can view decrypted card details in the Transaction Details section of the admin panel.
If any requirement is not met, the payment will be processed using the virtual flow instead.
If your provider supports card flow but does not accept decrypted data, platform can still store the card details for processing. However, some features (e.g., smart routing and cascading) will not be available.

naps

payment_method = naps

om-wallet

If the payer chooses the om-wallet payment method, the field for entering the phone number in international format will be additionally displayed on the Checkout page.

Card
Apple Pay
Google Pay
naps
om-wallet